Terms of Service

Effective Date: November 2025

Welcome to CxD Academy. These Terms of Service (“Terms”) govern your use of our website, learning portal, and digital services.

1. Acceptance of Terms

By creating an account or using our services, you agree to comply with these Terms and our Privacy Policy.

2. Eligibility

You must be at least 16 years old or have parental consent to use CxD Academy.

3. Accounts & Access

• Maintain the confidentiality of your login credentials.
• Do not share your account or impersonate others.
• We may suspend accounts for misuse or violations.

4. Payments & Refunds

• Payment is required before accessing paid courses or tools.
• Processed securely via Paystack or Stripe.
• Refunds follow our official Refund Policy.

5. Course Access & Certificates

Access is granted for personal or organizational use only. Certificates are issued upon completion. Redistribution or resale is prohibited.

6. Intellectual Property

All content, visuals, and trademarks are property of CxD Academy. Unauthorized use is strictly prohibited.

7. Limitation of Liability

We are not responsible for indirect or incidental damages resulting from use of our services. Materials are provided “as is.”

8. Modifications to Service

We may modify or discontinue any feature or course at any time. Continued use implies acceptance of updates.

9. Termination

Accounts may be terminated for policy violations or fraudulent activity.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.